A Medicare supplemental insurance plan (also called “Medigap”) is private health insurance designed to supplement original Medicare. This means it helps pay some of the health care costs (“gaps”) that original Medicare doesn’t cover (such as co-payments, co-insurance and deductibles).

Medicare supplemental plans may also cover certain things that Medicare doesn’t  If  you are in original Medicare and you have a Medicare supplemental plan, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medicare supplemental plan pays its share.

Every Medicare supplemental plan must follow federal and state laws designed to protect you. Medicare supplemental plan insurance companies can only sell you a “modernized” Medicare supplemental plan identified by letters A through N. Each modernized Medicare supplemental plan must offer the same basic benefits, no matter which insurance company sells it.

Cost is usually the only difference between Medicare supplemental plans sold by different insurance companies. 

 CONSUMERS: Guide to Medicare Supplement

 Medicare Supplement Insurance

2012 Choosing A Medigap Policy:
A Guide to Health Insurance for People With Medicare

Medicare Supplement Insurance Sample Rates

List of Medicare Supplement Insurance Companies

To get Medicare supplemental insurance plan benefits!

Rates are determined by the insurance companies and are subject to change at any time. Actual rate will be determined upon acceptance into the program based upon eligibility criteria and your medical conditions, if applicable.

Helpful Medicare Related Links:

The Official U.S. Government Site for People with Medicare: www.medicare.gov

The Official State of California Site for People with Medi-Cal: www.medi-cal.ca.gov

The Official Site for the California Department of Aging: www.aging.ca.gov